Catch-Up Contributions to ROTH/603

SECURE 2.0 Act of 2022

Access tools and resources to help your organization comply with SECURE 2.0 Roth catch-up contribution requirements.

SECURE 2.0 Resources

Catch-Up Contributions to ROTH/603

This page houses resources you can use for adhereence to the SECURE 2.0 Act of 2022’s provision regarding catch-up contributions being made on a ROTH (post-tax) basis for employees whose prior year Social Security wages exceed $150,000.

Participant Letter Templates (Annual Notification)
OMNI/TSACG Provides SRA Services OMNI/TSACG Does Not Provide SRA Services
Single Plan Template Single Plan Template
Dual Plan Template Dual Plan Template
Participant Excess Notice Templates (Approaching/exceeded pre-tax limit)
OMNI/TSACG Provides SRA Services OMNI/TSACG Does Not Provide SRA Services
Single Plan Template Single Plan Template
Dual Plan Template Dual Plan Template
Demographic File Format Template Information
(File upload instructions can be found in the template. If you are already uploading a demographic file, please continue using the same process as you have in the past.)
Demographic File Template (PDF Details)
Instructions to Identify Employees in EPARS
EPARS 603 Indicator Instructions