Growing to serve you better
Salary Reduction Agreement
U.S. OMNI & TSACG Compliance Services makes it easy to begin or change your contributions to your 403(b)/457(b) account.
After you open an account with an approved investment provider in your employer’s plan, if available, click the below link to access the online Salary Reduction Agreement (SRA) portal, and follow the instructions provided. You will be able to detail the amount to be deducted and select the approved investment provider with whom you wish to participate.
If your employer does not use our online SRA service, you can find a PDF copy of the SRA needed on your employer’s Your Retirement Plan page.
RESOURCES
Frequently Asked Questions
We’ve developed a list of questions that we are frequently asked and provided answers that will help you with your 403(b) and 457(b) retirement plans.
FAQs
How do I contribute?
Your first step will be to contact a participating 403(b)/457(b) investment provider to establish your investment account. A list of authorized investment providers for your employer is available on your employer’s Plan Page. After working with your investment provider to establish your account and select investment vehicles, you will then either need to complete an online Salary Reduction Agreement (SRA) to initiate your deductions or complete a paper SRA form and submit it to your employer directly to begin contributions. Your employer’s Plan Page will provide details on which method your employer utilizes.
Do I need to invest with U.S. OMNI & TSACG Compliance Services?
No. U.S. OMNI & TSACG Compliance Services (OMNI & TSACG) is a third party administrator (TPA) of 403(b)/457(b) plans. We work with your employer to help ensure compliance with IRS regulations governing the operation of 403(b)/457(b) plans. OMNI & TSACG also helps your employer remit 403(b)/457(b) contributions to participating investment providers. OMNI & TSACG is NOT an investment company/investment provider, and we do not offer and cannot recommend any specific investment vehicle.
Can I change my deduction amount and/or investment provider?
Yes. Most employers place no limits on the number of changes you can make. Simply complete an online Salary Reduction Agreement (SRA) to initiate a deduction change or an investment provider change. Note: If changing to a new investment provider, you must first open an account with the investment provider before completing the SRA process.
How much can I contribute to my 403(b) plan?
Contribution limits are dependent on a number of factors. The IRS base limit in 2026 is $24,500. Employees over the age of 50 are automatically eligible to increase this amount to $32,500. Individuals with more than 15 years of consecutive service with their current employer MAY be eligible to contribute up to an additional $3,000 beyond their age-based maximum. Please see your employer’s Plan Page to see if this service based catch-up provision is included in your employer’s Plan.