Retirement Planning Tools

403(b) Savings Calculator

See how tax-deferred contributions and employer matching can grow your 403(b) over time.

Before You Start 

What Makes a 403(b) Different

403(b) plans are only available for employees of certain non-profit and/or tax-exempt organizations such as 501(c)(3) corporations, including colleges, universities, schools, hospitals, etc.

If you are an employee of one of these organizations, a 403(b) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 403(b) are tax-deferred.
You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 403(b) account that can range from 0 % to 100 % of your contributions.

The combined result is a retirement savings plan you cannot afford to pass up.

Please Note: We cannot and do not guarantee the calculator’s applicability or accuracy in regard to your individual circumstances.
The IRS announced the 2026 Maximum Allowable Contribution (MAC) limits for 403(b) and 457(b) plans. Elective contribution limits increased to $24,500 for 2026.

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403(b) Savings Calculator

403(b) plans are only available for employees of certain non-profit tax-exempt organizations: 501c(3) Corps, including colleges, universities, schools, hospitals, etc. If you are an employee of one of these organizations, a 403(b) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 403(b) are tax-deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide additional contributions to your 403(b). The combined result is a retirement savings plan you cannot afford to pass up.


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Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.