Retirement Planning Tools
403(b) Savings Calculator
See how tax-deferred contributions and employer matching can grow your 403(b) over time.
Before You Start
What Makes a 403(b) Different
403(b) plans are only available for employees of certain non-profit and/or tax-exempt organizations such as 501(c)(3) corporations, including colleges, universities, schools, hospitals, etc.
If you are an employee of one of these organizations, a 403(b) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 403(b) are tax-deferred.
You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 403(b) account that can range from 0 % to 100 % of your contributions.
The combined result is a retirement savings plan you cannot afford to pass up.
Please Note: We cannot and do not guarantee the calculator’s applicability or accuracy in regard to your individual circumstances.
The IRS announced the 2026 Maximum Allowable Contribution (MAC) limits for 403(b) and 457(b) plans. Elective contribution limits increased to $24,500 for 2026.